Quickly navigate the sea of policies to see final prices, pick a plan, and enroll in minutes.
Protect yourself for unforeseen and unexpected accidents.
For those who missed open enrollment and without a qualifying event.
Length of coverage from 1 up to 36 months in some states.
Who is short-term health insurance good for?
Short-term health insurance was designed to provide coverage for people who are in between coverage
options, are exempt from the mandate to buy insurance, or want catastrophic health coverage outside of
open enrollment. Short-term coverage does not prevent you from having to pay the fee for not having
long-term health insurance coverage (Obamacare), but it does protect you and your family against the
crippling debt that medical costs can have on the uninsured.
What are the typical reasons that people get short-term health insurance?
Why should I choose a short-term health insurance plan from National General?
National General is an insurance company probably better known for their auto insurance. What most people
don't know is that they also offer some of the best "short term" or "catastrophic" health insurance on the
The bottom line: Because National General offers longer term options, a national network PPO, competitive
lifetime limits, a $50 urgent care copay AND a guaranteed issue option (in most states), National General
is a stand-out insurance provider in a crowded field of competitors. Few short term or catastrophic plans are
able to offer these level of benefits at an affordable price. read more
Is using a Health Insurance Agent or Broker Free?
The short answer: Yes! In most cases, using a health insurance agent or broker is free. Since most insurance
companies pay agents and brokers, there's no charge to the consumer for services like ours.
Independent of alliance to any particular health insurance carrier. Which means our
recommendations and advices are always unbiased. We always put our client financial and health
coverage needs first regardless of the enrollment decision made.
We maintain our licenses and certifications with state departments up to date without lapse. Annual
training with CMS, FFM, Healthcare.gov, Covered California , Pennie, and Connect for Health Colorado.
Mike Desnoyers specializes in the individual insurance market experience in 46 states. We employ
local, experienced licensed agents that are available for individual consultations to answer all of your
questions at your pace.